Black Legacy Homeowners Slides - March 2026 Estate Planning - Marcus Cullen
A comprehensive guide to protecting your home, building generational wealth, and creating a lasting legacy for Black homeowners in partnership Marcus Cullen, Financial advisor (Edward Jones)
FTurn your homeownership into a multi-generational legacy. This in-depth educational guide covers everything Black homeowners need to know about strategic wealth management and estate planning.
What You’ll Learn:
✅ Cash Flow & Risk Management
- Emergency reserves and insurance protection
- Debt strategy: when to pay off vs. leverage
✅ Equity as a Strategic Asset
- How to tap home equity intentionally
- When it makes sense (and when it doesn’t)
✅ Investment Strategy for Homeowners
- The 3-bucket model for financial planning
- Aligning investments with homeownership goals
✅ Estate & Legacy Planning
- Core documents every homeowner needs
- Avoiding heir property loss
- Keeping your home in the family
✅ Advanced Strategies
- Family trusts (revocable vs. irrevocable)
- Medicaid Asset Protection Trusts (MAPT)
- Tax-smart wealth transfer techniques
- ADUs/DADUs as legacy infrastructure
✅ Practical Action Steps
- 30-day action plan
- 12-month legacy plan
- Questions to ask your financial advisor
Who This Is For:
Black homeowners committed to preserving their homes, building generational wealth, and leaving a lasting legacy for their families.
Presented in Partnership With:
Marcus Cullen, Financial Advisor
Edward Jones
140 Lakeside Ave Suite C, Seattle, WA 98122
(206) 844-9839
Download Includes:
- Complete 33-page PDF presentation
- Visual guides and frameworks
- Actionable checklists
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Why Homeownership Matters:
Homeownership is the cornerstone of Black wealth—culturally, socially, and politically. Despite historical barriers like redlining and discrimination, today’s opportunity is to transform homeownership into multi-generational legacy.